Nothing in this website should be considered personalized investment advice. Although I may answer your general questions, I am not licensed under securities laws to address your particular investment situation. No communication by me to you should be deemed as personalized investment advice. I have no financial interest in any security, if any; recommended to my readers and if I do recommend any security I must wait 72 hours after I have published said recommendation before I can purchase any security I may recommend. Any investments recommended in this website should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.